Question · Q3 2025
Adam Pearl inquired about Bank7 Corp.'s loan growth trajectory, current pipeline strength, and expectations for the fourth quarter and into 2026. He also asked about competitive loan pricing dynamics, new loan yields compared to the 7.4% seen in September, and an update on the company's M&A activities. Additionally, Pearl followed up on credit performance, specifically asking about any criticized or classified loan migrations during the quarter amidst macro concerns.
Answer
Jason Estes, Chief Credit Officer, highlighted outstanding organic loan and deposit growth, projecting high single-digit year-over-year growth despite potential lumpy paydowns. He noted new loan funding yields were between 7% and 7.25%, with more competitive pressure on deposits than loans. Tom Travis, President and CEO, confirmed ongoing M&A exploration for strategic combinations. Estes later added that credit migrations were very benign, slightly positive, and the portfolio's credit quality was strong.