Allen Lutz's questions to HEALTHEQUITY (HQY) leadership • Q2 2026
Question
Allen Lutz inquired about HealthEquity's perspective on the overall HSA market growth rate, confidence in sustaining current growth, and the expected contributions from the recent budget bill (OBBB) given the company's 7-8% account growth.
Answer
Scott Cutler, President and CEO, highlighted market expansion from the OBBB, efforts to lower barriers for high-deductible health plan selection, and opportunities to increase contributions (currently only 4% max out) and investor participation (only 8% are investors), aiming for more engaged consumers through the mobile app.