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    Andres Cardona

    Reporting and Financial Analyst at Citigroup Inc.

    Andres Cardona is a Reporting and Financial Analyst at Citigroup Inc., specializing in financial reporting and analysis within the finance sector. He has previously completed the Chase Leadership Development Program Summer Analyst role at JPMorgan Chase, bringing hands-on experience in banking operations and financial strategy to his current position. Since joining Citi, Cardona has focused on supporting the institution through in-depth reporting responsibilities but does not appear to cover specific public companies as an equity analyst and lacks publicly available performance metrics or rankings on investment platforms. He holds credentials reflecting his analytical expertise but no registered securities licenses or FINRA registrations are listed at this time.

    Andres Cardona's questions to ECOPETROL (EC) leadership

    Andres Cardona's questions to ECOPETROL (EC) leadership • Q2 2025

    Question

    Andres Cardona from Citigroup Inc. asked if management still considers the Permian assets strategic, expressed concern about declining oil production in Colombia (excluding CPO-9), and questioned the priority between dividends and inorganic expansion amid M&A appetite.

    Answer

    President Ricardo Roa Barragán affirmed the Permian assets remain strategic for reserves and profitability. Acting VP of Hydrocarbons Juan Carlos Ortado countered the production concern, noting that Colombian crude output actually increased semester-over-semester. Julian Lemos, VP of New Businesses, and CFO Camilo Barco Muñoz clarified that capital allocation balances portfolio optimization with a disciplined dividend policy (40-60% payout).

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    Andres Cardona's questions to Loma Negra Compania Industrial Argentina Sociedad Anonima (LOMA) leadership

    Andres Cardona's questions to Loma Negra Compania Industrial Argentina Sociedad Anonima (LOMA) leadership • Q2 2025

    Question

    Andrés Cardona of Citigroup asked whether the pressure on margins could be partly explained by the increase in energy prices seen year-to-date, or if it was exclusively a result of the company's pricing strategy.

    Answer

    Diego Jalón, Manager of Investor Relations, clarified that the margin pressure was primarily due to a more challenging competitive dynamic rather than energy prices. He expressed optimism for a recovery in pricing in the coming months and noted that while inflation-adjusted figures can be difficult to compare, the company expects to return to its previous USD-based pricing and margin levels in a reasonable timeframe.

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    Andres Cardona's questions to YPF SOCIEDAD ANONIMA (YPF) leadership

    Andres Cardona's questions to YPF SOCIEDAD ANONIMA (YPF) leadership • Q2 2025

    Question

    Andrés Cardona asked for an update on assets slated for divestiture beyond the Andes project and requested the strategic rationale for offering fuel discounts at night, specifically how this improves profitability.

    Answer

    CEO Horacio Daniel Marín identified Metrogas and a closed refinery as additional assets targeted for divestiture. He passionately explained the downstream strategy, noting that real-time data showed nighttime operations were unprofitable. The discounts were designed to reduce these losses by stimulating demand, and in the first month, the initiative increased nighttime sales by over 30% and cut losses in half.

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    Andres Cardona's questions to YPF SOCIEDAD ANONIMA (YPF) leadership • Q2 2025

    Question

    Andrés Cardona from Citigroup asked for an update on assets slated for divestiture outside of the Andes project and requested the strategic rationale behind offering nighttime fuel discounts in the downstream business.

    Answer

    CEO Horacio Daniel Marín identified Metro Gas and a closed refinery as other assets targeted for divestiture. He enthusiastically explained that the nighttime fuel discount strategy is a data-driven initiative to counter negative profitability during low-demand overnight hours. The program has already boosted nighttime sales volume by over 30% and cut associated losses in half within the first month.

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    Andres Cardona's questions to YPF SOCIEDAD ANONIMA (YPF) leadership • Q2 2025

    Question

    Andrés Cardona of Citigroup asked for an update on assets slated for divestiture beyond the Andes project. He also requested a deeper explanation of the profitability rationale behind the downstream strategy of offering fuel discounts at night.

    Answer

    CEO Horacio Daniel Marín identified MetroGas and a closed refinery as other assets for divestiture. He enthusiastically described the nighttime discount strategy as a 'unique' and 'amazing' data-driven initiative. By analyzing real-time demand at each gas pump, YPF identified that late-night operations were unprofitable. The discounts were designed to boost demand during these low-traffic hours, successfully increasing sales by over 30% and cutting losses in half within the first month.

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    Andres Cardona's questions to YPF SOCIEDAD ANONIMA (YPF) leadership • Q2 2025

    Question

    Andrés Cardona from Citigroup asked for an update on assets slated for divestiture beyond the Andes project and sought to understand the profitability rationale behind offering nighttime discounts on fuel in the downstream business.

    Answer

    CEO Horacio Daniel Marín confirmed that Metrogas is a divestiture target following its concession extension. He enthusiastically explained that the nighttime fuel discounts are a data-driven strategy using real-time monitoring to boost sales during low-demand hours. This initiative has already increased nighttime volume by over 30% and cut station losses by half in one month.

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    Andres Cardona's questions to Vista Energy, S.A.B. de C.V. (VIST) leadership

    Andres Cardona's questions to Vista Energy, S.A.B. de C.V. (VIST) leadership • Q2 2025

    Question

    Andrés Cardona from Citigroup asked about Vista's current appetite for potential M&A and whether related industry divestiture processes were advancing.

    Answer

    CEO Miguel Galuccio responded that Vista is 'always hungry for the right opportunity' and will continue to actively assess potential deals, especially given its increased scale. However, he stressed that the company has set a high bar for any transaction in terms of value accretion for shareholders and strategic fit, indicating a disciplined approach.

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    Andres Cardona's questions to Vista Energy, S.A.B. de C.V. (VIST) leadership • Q4 2024

    Question

    Andres Cardona asked for an update on the Vaca Muerta Sur midstream project, including key dates for capacity additions and how it integrates with production evacuation plans leading up to 2026.

    Answer

    CEO Miguel Galuccio reported significant progress on the Vaca Muerta Sur project, with all relevant shareholder documents signed and EPC contractors awarded. He stated that Vista has secured 50,000 barrels per day of capacity and expects the project to be operational by mid-2027, positioning it as the key mid-to-long-term evacuation solution for the company.

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    Andres Cardona's questions to Vista Energy, S.A.B. de C.V. (VIST) leadership • Q3 2024

    Question

    Andres Cardona requested a short-term estimate for the company's oil trucking activity in the fourth quarter.

    Answer

    Chairman and CEO Miguel Galuccio projected that trucking volumes would increase from ~12,300 bpd in Q3 to an average of ~23,000 bpd in Q4 due to production growth ahead of new pipeline capacity. He expects this number to decline in Q1 2025 as the Oldelval expansion comes online.

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