Anling Chen's questions to F&G Annuities & Life Inc (FG) leadership • Q2 2025
Question
Anling Chen, on behalf of Alex Scott at Barclays, asked whether F&G is currently taking any cap rate actions and how such actions might impact the future cost of crediting.
Answer
CEO Chris Blunt confirmed that F&G regularly reviews and takes in-force crediting rate actions on a monthly basis to maintain consistent spreads, particularly in volatile market environments. He emphasized that while this is an important lever for managing profitability, the company ensures its actions are fair to policyholders and remain competitive.