Sign in

    Ashik Musaddi

    Research Analyst at Morgan Stanley

    Ashik Musaddi is an Equity Analyst at Morgan Stanley & Co. International Plc, specializing in the financial sector with a primary focus on insurance and European financial companies. He covers 45 stocks, including major insurance firms, and has maintained a success rate of 63% with an average return of 9.9% per rating, ranking him among the top Wall Street analysts. Musaddi began his career at JPMorgan India Pvt Ltd., progressing to Research Analyst and Executive Director roles at JPMorgan Securities Plc before joining Morgan Stanley in November 2021. He holds extensive industry experience, recognized by platforms like TipRanks, and has served as Co-Head of European Insurance Equity Research in previous positions.

    Ashik Musaddi's questions to PRUDENTIAL (PUK) leadership

    Ashik Musaddi's questions to PRUDENTIAL (PUK) leadership • Q1 2023

    Question

    Inquired about the company's approach to currency risk, the geographic mix of its growth targets, and its cash remittance policy from subsidiaries.

    Answer

    The CFO explained that currency effects are mainly translational as they match assets and liabilities locally in each market. Growth is expected to come largely from Greater China and ASEAN, but they have the capital flexibility to invest where opportunities arise. For cash upstreaming, they maintain resilient local capital and remit based on free surplus generation, with no impediments to a steady flow to the holding company.

    Ask Fintool Equity Research AI

    Ashik Musaddi's questions to NN Group NV/ADR (NNGRY) leadership

    Ashik Musaddi's questions to NN Group NV/ADR (NNGRY) leadership • Q2 2023

    Question

    Requested more color on upcoming Solvency II assumption updates, quantification of the impact from a potential mortgage model change, and clarification on the discount rate unwind in the CSM roll-forward.

    Answer

    There are no specific indications yet on the annual Solvency II assumption updates. The company declined to quantify the impact of the potential mortgage model change, stating it's too early. The detailed question on the CSM unwind was deferred to be handled offline with Investor Relations.

    Ask Fintool Equity Research AI