Bernardo Gutmann's questions to Banco Bradesco SA (BBD) leadership • Q2 2025
Question
Bernardo Gutmann asked to understand the reasons behind the resilience of Bradesco's agribusiness loan portfolio and whether the bank is comfortable maintaining its pace of expansion in the segment.
Answer
CEO Marcelo Morojin attributed the portfolio's resilience to a combination of factors: operating with specific credit ratings, focusing on historically profitable crops, and active risk management supported by specialized teams and technology. He confirmed the bank is comfortable expanding further, but only for specific crops and companies that meet its strict criteria, noting that 100% of its rural loans are secured.