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Brandon Berman

Vice President and Research Associate at Bank of America

Brandon Berman is a Vice President and Research Associate at Bank of America Securities, specializing in financial sector research with a focus on regional banks. He covers specific companies including Central Bancompany, Texas Capital Bancshares, and others in the banking industry, where he has issued Buy ratings highlighting strong growth potential and strategic expansion. While specific performance metrics such as success rates or rankings on platforms like TipRanks are not publicly detailed, his analyses contribute to Bank of America's equity research coverage. Berman's career includes his current role at Bank of America, with prior experience building his expertise in financial analysis, though exact start dates and previous firms are not specified in available sources; he holds relevant professional credentials as a registered research analyst, likely including standard FINRA securities licenses.

Brandon Berman's questions to POPULAR (BPOP) leadership

Question · Q4 2025

Brandon Berman asked for a breakdown of the drivers behind the faster expense growth rate implied for 2026, particularly if profit sharing is excluded, and whether delayed investments are a primary cause.

Answer

Jorge García, EVP and CFO, explained that 2025 saw an overperformance in efficiency with some non-repeatable benefits. This, combined with continued investments in technology (which can incur double costs when supporting both old and new platforms) and investments in people and talent, are the main drivers of the year-over-year expense growth expectation for 2026.

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