Question · Q4 2025
Brian Keane asked about the potential impact of geopolitical risks on Mastercard and the specific levers or mitigation efforts the company employs to address downside risks to its top and bottom lines.
Answer
Michael Miebach (CEO) emphasized Mastercard's global business model, alignment with diverse partners (banks, merchants, NGOs), and localized approach, citing investments in technology (e.g., European data centers) and public policy engagement as mitigation strategies. Sachin Mehra (CFO) added that while long-term growth is prioritized, Mastercard has levers across all expense lines (personnel, A&M, T&E, professional fees) and cost of goods sold to manage in uncertain environments, without impairing long-term growth.
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