Sign in

    Bruce Orrin

    Research Analyst at Black Lab

    No verifiable information is available regarding Bruce Orrin as an analyst at Black Lab, including job title, companies covered, career metrics, timeline, or professional credentials. There are no indications of a LinkedIn profile or related performance data for an individual with this name and current employer in the analyst space. Without confirmable records, a professional profile for Bruce Orrin at Black Lab cannot be generated.

    Bruce Orrin's questions to Yiren Digital (YRD) leadership

    Bruce Orrin's questions to Yiren Digital (YRD) leadership • Q2 2025

    Question

    Bruce Orrin of Black Lab Fund asked about Euron Digital's intentions regarding its crypto asset investments, given their substantial price increase, and inquired if the company hedges the associated risks.

    Answer

    CEO Lin Tang confirmed that crypto is a key part of their future FinTech strategy and expects the company to increase its involvement. CFO William Wei added that the position, initially for treasury management, is now being explored for strategic use in the core business. Wei clarified that the company does not hedge its crypto holdings due to a long-term positive view on the asset class.

    Ask Fintool Equity Research AI

    Bruce Orrin's questions to Yiren Digital (YRD) leadership • Q1 2025

    Question

    Bruce Orrin from Black Lab questioned the significant increase in the provision for contingent liabilities despite stable delinquency rates and asked for insight into Yiren Digital's dividend commitment for the remainder of the year.

    Answer

    William Hui, SVP & incoming CFO, clarified that the large provision increase is a required accounting treatment for the growing self-guarantee loan business, where provisions are booked upfront while revenue is recognized over time. He expects the provision growth to peak in Q2 or Q3. Regarding dividends, Mr. Hui reaffirmed the company's commitment to its semi-annual policy and noted they are evaluating the payout ratio to balance shareholder returns with reinvestment for growth. Keyao He, Director of Investor Relations, added that a cash dividend announcement would be made next quarter.

    Ask Fintool Equity Research AI