Question · Q3 2025
Camila Sevillo inquired about Grupo Supervielle's asset quality, specifically the NPL dynamics during the quarter, whether Q3 2025 represented the peak, and when the NPL peak is expected for both corporate and retail segments. She also asked about the comfortable coverage ratio level given the current context.
Answer
Patricio Supervielle, Chairman and CEO, explained that asset quality deterioration mirrored system-wide trends due to macroeconomic adjustments, particularly visible in retail. He noted the bank's proactive tightening of origination criteria and reinforced collections. Mariano Biglia, CFO, anticipated an NPL peak in Q4 2025, followed by a decrease as conditions improve and loan growth dilutes NPLs. He stated that the comfortable coverage ratio should remain above 100%, ideally in the range of 110%-120%.
Ask follow-up questions
Fintool can predict
SUPV's earnings beat/miss a week before the call