Chase [Analyst]'s questions to Atlantic Union Bankshares Corp (AUB) leadership • Q2 2025
Question
Chase, on behalf of Steve Moss from Raymond James, asked about current pricing for new loans, the potential impact of a two-rate-cut scenario versus the company's three-cut baseline, and the integration opportunities from the Sandy Spring acquisition that management is most excited about.
Answer
CFO Robert Gorman indicated that new fixed-rate loan yields are stable in the 6.25% to 6.5% range and noted fewer rate cuts would be a modest positive for the net interest margin. CEO John C. Asbury expressed excitement about bringing AUB's liquidity and C&I capabilities to the Sandy Spring franchise and accelerating organic growth in North Carolina.