Dan Kornice

Dan Kornice inquired about the confidence in scaling the business towards $3 billion in RWP, the sustainability of key metrics like take rate and RWP to EBITDA conversion, and the potential use of excess surplus for cashless M&A, book rolls, or renewal rights deals beyond organic growth.

Answer

CEO Matt Ehrlichman expressed strong confidence in sequential growth, citing the fundamental margin advantage, dramatic growth in reciprocal surplus, top-of-funnel activity, and conversion rates, aiming to become a top 10 player. He also confirmed various optionalities for faster premium growth, including M&A, book rolls, and renewal rights deals, leveraging the excess surplus.