Daniel Vance's questions to Banco Santander Brasil SA (BSBR) leadership • Q2 2025
Question
Daniel Vance inquired about the bank's concerns regarding the increase in delinquency, specifically focusing on the financial health of the SME segment and how it compares to other areas of risk like payroll loans.
Answer
CEO Mario Roberto Opice Leão stated that despite macroeconomic pressures, the bank remains committed to the SME segment as a key growth area. He emphasized a cautious approach, focusing on collateralized products and growing transactionality. He noted that the SME portfolio is highly profitable, with an ROE well above 20%, driven by a strong deposit base and a focus on the right client relationships. The strategy is to continue growing the business with discipline.