Daniel Vas's questions to Banco Bradesco SA (BBD) leadership • Q2 2025
Question
Daniel Vas of Safra inquired about the expected impact of an economic slowdown on small and medium-sized enterprises (SMEs) and the role of Cielo in Bradesco's new SME segmentation strategy.
Answer
CEO Marcelo Morojin explained that while smaller companies face risks, Bradesco sees opportunities by using advanced credit modeling and portfolio management to identify resilient businesses. The bank is focusing on secured loans and government-backed programs, which offer better risk-adjusted returns. He added that Cielo is integrated via APIs to provide targeted services, which has helped increase market share within Bradesco's client base.