Question · Q3 2025
Dave Bishop (Hovde) inquired about the potential trickle-down effects of the D.C. disruption (government shutdown) on Colony Bankcorp's borrowers and local economy, and also asked about any exposure to NDFI (Non-Deposit Financial Institutions) loans.
Answer
CEO Heath Fountain stated that Colony Bankcorp does not currently see significant material impacts from the government shutdown, though the SBSL team could be affected if it prolongs. He also confirmed no meaningful exposure to NDFI loans, emphasizing their focus on relationship-based, locally originated credits.