David Schwab's questions to International Money Express (IMXI) leadership • Q3 2024
Question
Speaking on behalf of David Schwab, an analyst sought clarification on whether the sub-10% digital share refers to the send-side and asked for insights on trends in the Mexican market, particularly with currency volatility.
Answer
CEO Robert Lisy confirmed the sub-10% digital share is for the send-side (origination), noting the digital share would be much higher (around 30%) if the payout side were included. Regarding Mexico, Lisy explained that a weaker peso typically incentivizes more wire transfers. He also mentioned that lower U.S. interest rates could boost the housing industry, where many customers work, further supporting remittance volumes.