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    Ernan Churezzi • Citigroup Inc.

    Ernan Churezzi's questions to PagSeguro Digital Ltd (PAGS) leadership

    Ernan Churezzi's questions to PagSeguro Digital Ltd (PAGS) leadership • Q3 2024

    Question

    Ernan Churezzi from Citi asked for an update on the company's sensitivity to interest rates, specifically the financial impact of a 100 basis point increase in the SELIC rate and the relevant time horizon.

    Answer

    Executive Artur Schunck quantified the impact of a 100 basis point SELIC rate change as approximately BRL 300 million to financial expenses over a 12-month period. Executive Ricardo da Silva added that the company has several levers to mitigate this impact, including repricing and diversifying funding sources.

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    Ernan Churezzi's questions to PagSeguro Digital Ltd (PAGS) leadership • Q3 2024

    Question

    Ernan Churezzi from Citi asked for an update on the company's sensitivity to interest rates, specifically the financial impact of a 100 basis point increase in the SELIC rate and the time horizon for this impact.

    Answer

    Executive Artur Schunck quantified the impact of a 100 basis point SELIC rate change as approximately BRL 300 million to financial expenses before taxes. Executive Ricardo da Silva confirmed this impact is projected over a 12-month horizon and stated that the company has several levers to mitigate it, including repricing, diversifying funding sources, and adjusting CD yields.

    Ask Fintool Equity Research AI