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    Francisco Paz

    Senior Fraud Analyst at Santander

    Francisco Paz is a Senior Fraud Analyst at Santander, specializing in fraud detection and prevention strategies within the banking sector. He leverages his expertise in risk management to analyze financial operations, drawing on his academic background in business economics from Universidad Complutense de Madrid. Since joining Santander, Paz has contributed to robust internal controls and process improvements aimed at minimizing fraud exposure, though public quantitative performance metrics and third-party recognitions specific to his role are not currently available. His credentials include a strong academic foundation in economics, but there is no public record confirming industry licenses or FINRA registrations.

    Francisco Paz's questions to Enel Chile (ENIC) leadership

    Francisco Paz's questions to Enel Chile (ENIC) leadership • Q4 2024

    Question

    Francisco Paz asked about potential fines related to plant connection delays during a recent massive power outage and whether further adjustments related to the functional currency change are expected in future periods.

    Answer

    CEO Giuseppe Turchiarelli stated it is too soon to determine fines for the outage, as the incident is under investigation and external factors affected plant start-up. CFO Simone Conticelli explained the functional currency change was a one-off, non-cash adjustment in Q4 2024 required by IFRS, and no further related impacts are expected in 2025.

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