Question · Q4 2025
Frank Geng asked for an unpacking of the FY2026 guidance drivers, specifically for each division, and confirmation that the guidance excludes the BankZero acquisition.
Answer
Ali Mazanderani (Executive Chairman, Lesaka technologies) confirmed the FY2026 guidance excludes BankZero, with an expectation of over 46% year-on-year EBITDA growth at the midpoint. He detailed that all three divisions (Consumer, Merchant, Enterprise) are expected to grow at rates exceeding 20%. Consumer growth will be driven by an increasing customer base and ARPU through cross-sell. Merchant growth will come from an expanding merchant base and ARPU via product integration and cross-sell. Enterprise growth is anticipated from increased processed volumes due to contract wins and an improving take rate from a favorable mix effect, particularly the faster-growing utilities business.
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