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    Gabriel Tinem

    Senior Equity Analyst at Santander

    Gabriel Tinem is a Senior Equity Analyst at Santander, specializing in Latin American financial sector research with an emphasis on major banks and insurance firms. Covering companies such as Itaú Unibanco, Banco Bradesco, and Banco do Brasil, Tinem is recognized for his accurate investment calls, ranking among the top analysts for consistent buy/sell recommendations and maintaining a strong success rate on financial research platforms. He began his career in equity research in the early 2010s, previously working at other leading financial institutions before joining Santander, where he has held his current role since 2019. Tinem holds professional credentials including certifications in securities analysis and is registered with key financial regulatory bodies, demonstrating a commitment to rigorous analytical standards.

    Gabriel Tinem's questions to IOCJY leadership

    Gabriel Tinem's questions to IOCJY leadership • Q1 2025

    Question

    Requested more details on the positive product mix, the progress of new product launches, the timing for the new plant in Turkey, and the company's cash generation expectations for the year.

    Answer

    The positive mix comes from the company's global footprint and diverse portfolio (wheels and components), which allows it to offset regional or segment-specific downturns. New business wins are strong but confidential. Cash generation is on track, supported by four pillars: EBITDA conversion, working capital control, disciplined CapEx, and debt reduction. The company is confident in achieving its deleveraging and margin goals.

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    Gabriel Tinem's questions to IOCJY leadership • Q2 2024

    Question

    Sought information on client behavior in North America ahead of the 2025 emissions legislation change and asked for an update on the market opportunities in electrified vehicles, including the performance of the Forsee Power partnership.

    Answer

    It is too early for clients to be building stock for the 2025 transition, but production planning for 2025 is already above 2024 levels, indicating strong future demand. The transition to EVs is viewed positively as it creates new business opportunities. The partnership with Forsee Power is progressing, with joint solutions being developed and showcased to clients.

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