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Guillaume Tiberghien

Guillaume Tiberghien

Senior Analyst at BNP Paribas

London, GB

Guillaume Tiberghien is a Senior Analyst at Exane BNP Paribas, specializing in European equities with coverage focused on the general sector. He analyzes a range of companies and currently tracks 7 individual stocks, though details on specific firms are limited. According to performance metrics on TipRanks, Tiberghien holds a 1.37-star rating, reflecting below-average historical success rates and lower-than-average returns relative to peers. His professional experience centers on his tenure at Exane BNP Paribas, and while concrete information about his career beginnings, prior roles, or securities credentials is not publicly available, he remains an established presence in equity research.

Guillaume Tiberghien's questions to CRARY leadership

Question · Q2 2024

Guillaume Tiberghien of BNP Paribas asked if the rebound in French retail sight deposits was a temporary effect of political uncertainty and sought to quantify the one-off NII gain in the division.

Answer

Executive Jerome Grivet acknowledged the accuracy of the analyst's calculation regarding the one-off gain, confirming that underlying NII growth was in the low-single digits. He agreed that caution was warranted on the sight deposit trend, linking it to broader consumer hesitancy ('attentisme') which could be influenced by the political situation and other factors.

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Question · Q1 2024

Guillaume Tiberghien noted that the 2025 targets are now outdated and asked for guidance on how to model 2025. He also inquired if the strong performance in international retail was a new normal or a one-off, and sought clarification on whether TRIM model impacts were included in the neutral Basel IV assessment.

Answer

Executive Jerome Grivet stated that the company will not provide a new target for 2025 at this time but expects to set new, longer-term targets (e.g., for 2027 or 2028) within the next year. He characterized the strength in international retail as normal given the high-rate environment in those countries. He confirmed the TRIM impact is included in the assumption of a neutral Basel IV transition.

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