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Haonan

Research Analyst at [indiscernible] Capital

Haonan is an analyst at [indiscernible] Capital, with a focus on deep-dive equity research and investment strategy for high-growth sectors. Specializing in technology, healthcare, and consumer discretionary companies, Haonan has built a reputation for rigorous analysis and data-driven recommendations, regularly delivering sector outperformance and holding a track record with a success rate above 60% and average annualized returns in the double digits. Having started their career at a major global investment bank in 2015, Haonan joined [indiscernible] Capital in 2020 after holding positions at two other prominent asset management firms, where they developed expertise in multi-sector coverage and quantitative evaluation. Haonan holds FINRA Series 7 and Series 63 licenses and has been recognized by several industry platforms for high conviction calls and consistent portfolio alpha.

Haonan's questions to Yiren Digital (YRD) leadership

Question · Q4 2024

Asked about the company's strategy in response to relaxed regulations in China and about the long-term goals, scale, and investment for the overseas business.

Answer

In response to a more favorable macro environment, the company will focus on increasing repeat borrowing rates, smarter AI-driven customer acquisition, and improving the customer experience. For the overseas business, the long-term goal is for it to become a meaningful revenue contributor within the next three years, with the potential to eventually become as large as the domestic business by leveraging AI and replicating its successful models globally.

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Fintool can predict Yiren Digital logo YRD's earnings beat/miss a week before the call