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Heather Takahashi

Heather Takahashi

Senior Equity Research Analyst at Thrivent Financial for Lutherans

New York, NY, US

Heather Takahashi is a Senior Equity Research Analyst at Thrivent Asset Management LLC, specializing in global equity research since 2020. She has contributed to the coverage of key companies and sectors, although specific company names and detailed performance metrics are not publicly listed. Takahashi began her equity research career prior to joining Thrivent, with additional experience in roles such as Global Equity Research Analyst, and has developed a reputation for analytical rigor over her multi-year tenure in the industry. She holds the appropriate professional credentials for her analyst role, and is based in Minneapolis, Minnesota.

Heather Takahashi's questions to RLI (RLI) leadership

Question · Q4 2024

Heather Takahashi from Thrivent asked for the cause of the adverse development in the Surety segment and what actions were taken to address it. She also inquired about potential E&S market opportunities arising from the California wildfires.

Answer

CFO Todd Bryant stated the adverse development in contract surety was minor (~$1M) and not indicative of a trend. COO Jen Klobnak added that while the industry is seeing higher frequency, RLI is not, and the development stemmed from just two claims which did not alter their underwriting approach. President and CEO Craig Kliethermes commented that wildfire-related opportunities would likely be in the residential space, which RLI avoids, and that the impact on their commercial focus has been small so far.

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