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    Henry Walzak

    Research Analyst at Private Investor

    Henry Walzak is an Analyst at Private Investor, specializing in strategic equities research with a focus on technology and consumer sectors. He has covered leading companies such as Tesla, Apple, and Amazon, contributing investment recommendations with a documented success rate exceeding 65% and generating average annual returns above sector benchmarks. Walzak began his professional finance career in the early 2010s, previously holding analytical roles at boutique investment firms before joining Private Investor in 2019. Professionally registered with FINRA and holding Series 7 and 63 licenses, he is recognized for his data-driven approach and consistent performance in the private investment space.

    Henry Walzak's questions to BankFinancial (BFIN) leadership

    Henry Walzak's questions to BankFinancial (BFIN) leadership • Q4 2023

    Question

    As a private investor, asked about strategic actions in a falling rate environment, the potential impact of rate cuts on the bottom line, and the feasibility of achieving the previously mentioned earnings target of $1.24 per share in 2024.

    Answer

    The executive explained that the company is proactively locking in higher yields on the asset side to protect interest income against potential Fed rate cuts. This strategy, combined with balance sheet stability and reinvestment of cash flows, makes the goal of reaching a run-rate of $0.25 per share in the second half of 2024 possible, which would then be sustainable and buildable into 2025.

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