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    Horst Schneider

    senior analyst at Bank of America

    Horst Schneider is a senior analyst at Bank of America with a focus on the European automotive sector, where he provides investment research and recommendations for major industrial companies. He covers prominent firms such as Continental AG, contributing informed buy ratings and price targets that guide institutional investors on key equities. Over his career, Schneider has established a reputation for thorough sector analysis and reliable forecasting, drawing upon extensive experience in automotive equity research built across leading financial institutions before joining Bank of America. He holds professional finance credentials and has consistently delivered impactful, data-driven insight for clients.

    Horst Schneider's questions to Stellantis (STLA) leadership

    Horst Schneider's questions to Stellantis (STLA) leadership • Q2 2025

    Question

    Horst Schneider asked for confirmation on whether Europe's H1 margin remained positive, following the H2 2024 trend. He also inquired about rising competitive pressure in Europe and sought clarity on whether the H1 tariff impact represented a peak or just a partial effect.

    Answer

    CFO Doug Ostermann deferred providing regional margin details until the July 29th call. He acknowledged Europe is a tough, competitive market but credited new products for a sequential market share gain. Regarding tariffs, he explained the €330 million H1 impact was not a peak and expects the figure to more than double in H2, noting that the industry has been slow to pass on costs via price increases.

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    Horst Schneider's questions to Stellantis (STLA) leadership • Q2 2025

    Question

    Horst Schneider asked for confirmation on regional profitability, specifically if Europe remained profitable in H1. He also inquired about rising competitive pressure in Europe and sought clarity on the H1 tariff impact, asking if the €330 million headwind would intensify in the second half of the year.

    Answer

    CFO Doug Ostermann deferred specific regional margin details to the upcoming July 29th call. He acknowledged Europe is a tough, competitive market but pointed to a sequential market share gain as a positive sign. On tariffs, Ostermann confirmed the €330 million was only a partial impact for H1 and that he expects the figure to potentially double or more in H2, noting that industry-wide price increases to mitigate tariffs have been slow to materialize but could occur later in the year.

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    Horst Schneider's questions to Stellantis (STLA) leadership • Q2 2025

    Question

    Horst Schneider asked for clarification on regional profitability, specifically if Europe remained profitable in H1 2025. He also inquired about the competitive landscape in Europe, referencing a recent warning from a competitor, and sought more detail on the H1 tariff impact, asking if the €330 million figure represented a peak or if more was expected.

    Answer

    CFO Doug Ostermann deferred the specific question on European margins to the full results call on July 29th. He acknowledged that Europe is a very competitive environment but credited new products for a sequential market share increase despite a weak LCV market. On tariffs, he stated the €330 million H1 impact was not a peak and that a significantly larger impact is expected in H2, consistent with the previously disclosed full-year estimate of €1 billion to €1.5 billion.

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    Horst Schneider's questions to Stellantis (STLA) leadership • Q2 2025

    Question

    Asked for regional margin details for Europe and North America, commented on the competitive landscape in Europe following a warning from a competitor, and inquired about the nature and future impact of the H1 tariff costs.

    Answer

    The CFO deferred providing regional margin breakdowns until the next call. He confirmed Europe is highly competitive but highlighted Stellantis's sequential market share gains. He explained the H1 tariff impact of €330M was partial and expects a significantly larger impact in H2, with potential price increases across the industry as a mitigating factor.

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    Horst Schneider's questions to DAIMLER (MBGYY) leadership

    Horst Schneider's questions to DAIMLER (MBGYY) leadership • Q1 2024

    Question

    Horst Schneider from Bank of America Corporation asked about several smaller financial items. He questioned if the strong net interest income is a sustainable run rate, if the positive industrial performance will continue to improve, and whether the foreign exchange headwind is a full-year issue or will fade in coming quarters.

    Answer

    Executive Harald Wilhelm suggested the positive net interest income might moderate slightly from the Q1 run rate but remain positive. He noted that FX is difficult to predict but the Turkish lira could remain a headwind. Wilhelm confirmed that significant efforts in industrial performance—covering supply chain, raw materials, and operational efficiencies—should continue to provide a tailwind for the coming quarters.

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