Isaac Salas

Isaac Salas asked about the primary drivers of ancillary fee growth in 2025 and the factors expected to enable low-to-mid teens growth in 2026.

Answer

Interim CFO Kurt Albert identified the U.S. co-branded credit card, renewed with Barclays, as the biggest driver for both 2025 and early 2026, with ongoing efforts to refresh the program. He also highlighted new initiatives such as a U.S. debit product, an upcoming Canadian co-branded credit card, other international expansion opportunities, and the Wyndham Rewards Insider subscription program as key growth levers.

Isaac Salas inquired about the primary drivers of ancillary fee growth in 2025 and the specific factors expected to enable low-to-mid teens growth in 2026.

Answer

Interim CFO Kurt Albert identified the U.S. co-branded credit card partnership with Barclays as the biggest driver, benefiting from a recent renewal and program refresh. He also mentioned the launch of a debit product in the U.S., an upcoming international co-branded card in Canada, and the Wyndham Rewards Insider subscription program as key levers for continued ancillary fee growth.