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    Jaeong WonHSBC

    Jaeong Won's questions to KB Financial Group Inc (KB) leadership

    Jaeong Won's questions to KB Financial Group Inc (KB) leadership • Q2 2025

    Question

    Jaeong Won of HSBC asked about the Q2 performance and second-half outlook for the Indonesian subsidiary (Bukopin). He also inquired about the timing for recognizing profit from the sale of a capital subsidiary to JB Holdings and sought clarification on the timing and process for the deferred KRW 190 billion share buyback.

    Answer

    Kangnam Chae, Head of Global Business, reported that the Indonesian subsidiary turned a profit in Q2, with H1 profit around KRW 20 billion, a trend expected to continue in H2 despite potentially higher G&A costs. He noted the proceeds from the capital subsidiary sale would likely be booked in H1 of next year pending regulatory approval. A representative explained the deferred buyback would occur after the 2025 books are closed and distributable profits for the next fiscal year are calculated.

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    Jaeong Won's questions to KB Financial Group Inc (KB) leadership • Q2 2025

    Question

    Jaeong Won from HSBC asked about the Q2 performance and second-half outlook for the Indonesian subsidiary, Bank Bukopin. He also inquired about the timing for recognizing profit from a capital unit sale and the execution timing for the deferred KRW 190 billion share buyback.

    Answer

    Kangnam Chae, Head of Global Business, reported that the Indonesian unit (KBI) turned a profit in Q2, with H1 profit around KRW 20 billion, a trend expected to continue. A representative added that proceeds from the capital unit sale will likely be booked in H1 2026 pending regulatory approval. The deferred KRW 190 billion buyback will be executed next year after the 2025 books are closed and distributable profits are finalized, likely post-GSM.

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