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    Jake Kooyman • Oppenheimer & Co. Inc.

    Jake Kooyman is an Equity Research Associate at Oppenheimer & Co. Inc., specializing in finance and consumer services sectors with a focus on companies such as Better Home & Finance Holding Company and Nayax Ltd. He has demonstrated a strong track record, maintaining a 100% success rate and delivering an average return of 11.92% on his stock recommendations. Kooyman began his analyst career in May 2022 after graduating from The Johns Hopkins University, and he continues to build his expertise at Oppenheimer, actively participating in major earnings calls. He holds relevant securities licenses and is registered with FINRA, reflecting his professional commitment and credentials in equity research.

    Jake Kooyman's questions to Better Home & Finance Holding Co (BETR) leadership

    Jake Kooyman's questions to Better Home & Finance Holding Co (BETR) leadership • Q4 2024

    Question

    Jake Kooyman of Oppenheimer & Co. Inc. asked for a breakdown of the cost-saving opportunities derived from the Tinman platform's AI applications.

    Answer

    CEO Vishal Garg detailed that the AI agent, Betsy, can reduce sales costs by approximately $2,000 per funded loan by handling customer interactions 24/7. He added that AI-driven underwriting saves another $1,400 per loan. Garg stated that these savings, totaling up to $3,500 per loan for fully AI-driven loans, will largely drop to the bottom line and improve margins.

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