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    James Frost

    Research Analyst at The Australian Financial Review

    James Frost is a Research Analyst at The Australian Financial Review, specializing in banking and financial sector coverage with a focus on major Australian institutions. He has directly covered Westpac Banking, participating in company earnings calls, and is recognized for his insightful financial journalism and analytical depth. Frost's career includes his current tenure at The Australian Financial Review, where he leverages his expertise to deliver timely, impactful analyses on Australia's banking landscape. While detailed performance metrics and professional securities credentials are not publicly listed, Frost is known for his authoritative voice in industry reporting.

    James Frost's questions to WESTPAC BANKING (WEBNF) leadership

    James Frost's questions to WESTPAC BANKING (WEBNF) leadership • Q1 2021

    Question

    James Frost of The Australian Financial Review noted that Westpac appeared to be lagging peers in the runoff of loan deferrals and asked about the underlying reasons for this.

    Answer

    CEO Peter Francis King explained that the higher deferral balance was a direct result of a deliberate choice not to contact customers over the Christmas holiday period, leading to deferrals being extended into February and March. He expressed confidence that the vast majority would roll off by the end of March, aligning with peers.

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