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Jared Shah

Research Analyst at Barclays PLC

Jared Shah is an analyst at Barclays, specializing in equity research with a focus on industrials and capital goods companies. He covers firms such as Honeywell, Raytheon Technologies, and 3M, and his investment recommendations have been tracked on platforms like TipRanks, where he maintains a strong accuracy rate and positive average returns for investors. Shah began his career in the financial sector in the early 2010s, progressing through roles at other major institutions before joining Barclays in his current analyst position. He holds FINRA registrations including the Series 7 and 63 licenses, underscoring his professional credentials in securities analysis.

Jared Shah's questions to Cadence Bank (CADE) leadership

Question · Q3 2025

Jared Shah asked about the decline in Cadence Bank's DDA mix this quarter and expectations for non-interest-bearing deposits for the rest of the year, excluding the Industry acquisition. He also questioned the target capital level after recent deals and improved purchase accounting marks, and the bank's thoughts on share buybacks versus additional M&A.

Answer

CEO Dan Rollins clarified that the DDA percentage of 20.6% in Q3 is consistent with historical run rates, with Q2 being an anomaly due to a large customer's temporary balances and First Chatham Bank's higher DDA mix. CFO Valerie Toalson provided detailed figures on the impact of temporary customer deposits and acquisitions on NIB balances. Mr. Rollins stated that the bank aims to be good stewards of capital, noting that strong Q3 results put them back in the buyback game sooner than expected, while also continuing to seek organic and inorganic growth opportunities.

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