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    Jill Shea

    Research Analyst at UBS Group

    Jill Shea is an Equity Research Analyst at UBS, specializing in the coverage of Canadian financial institutions. She covers major companies including Scotiabank and Bank of Montreal, where she has actively provided investment ratings and updated price targets, reflecting deep sector expertise. In recent performance actions, she raised price targets on both Scotiabank and Bank of Montreal, indicating her actionable views on these institutions, but detailed performance metrics such as success rates or analyst rankings are not publicly available. Based in New York, Jill Shea’s advanced sector insights are backed by her equity research role at UBS, yet specific details regarding her FINRA registration, securities licenses, or full career timeline prior to UBS are not documented in accessible public records.

    Jill Shea's questions to BANK OF NOVA SCOTIA (BNS) leadership

    Jill Shea's questions to BANK OF NOVA SCOTIA (BNS) leadership • Q3 2025

    Question

    Jill Shea of UBS Group inquired about the forward-looking outlook for the net interest margin (NIM) in both the Canadian Banking and International Banking segments.

    Answer

    CFO Raj Viswanathan stated that the Canadian Banking NIM should see small, sequential improvements, absent any central bank rate cuts. For International Banking, he noted the Q3 result was boosted by opportunistic trades and reiterated a sustainable NIM expectation of 4.45% to 4.50%, with a focus on core deposit growth for future improvement.

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