Sign in

    Jinli Chan • Bank of America Securities

    Jinli Chan's questions to Dlocal Ltd (DLO) leadership

    Jinli Chan's questions to Dlocal Ltd (DLO) leadership • Q4 2024

    Question

    Jinli Chan inquired about the new merchant pipeline, the expected mix of growth from new versus existing clients in 2025, and the outlook for free cash flow conversion.

    Answer

    Executive Pedro Arnt stated that the company expects continued high TPV retention from existing clients and a pickup in volume from new merchants, highlighting that the 2024 new merchant cohort delivered record first-year TPV. He noted that the take rate for new merchants varies significantly by their size and vertical. The question regarding 2025 free cash flow was not addressed before the call concluded.

    Ask Fintool Equity Research AI

    Jinli Chan's questions to Dlocal Ltd (DLO) leadership • Q3 2024

    Question

    Jinli Chan, also known as Cassie, asked about the confidence in typical Q4 seasonality materializing, given the reiterated full-year guide implies stable growth. She also inquired about the outlook for revenue concentration, noting that the top 10 clients still represent over 60% of revenue.

    Answer

    Executive Pedro Arnt expressed caution regarding Q4, stating that while quarter-to-date trends were solid, the most critical holiday shopping weeks were still ahead. On client concentration, he acknowledged the goal is to diversify but expects reliance on top global merchants to continue in the near-term, as they are the primary players aggressively expanding across the emerging markets dLocal serves.

    Ask Fintool Equity Research AI

    Jinli Chan's questions to Taskus Inc (TASK) leadership

    Jinli Chan's questions to Taskus Inc (TASK) leadership • Q4 2024

    Question

    Jinli Chan questioned the strong Q1 revenue guidance, asking if it represented a pull-forward from later in the year and implied a growth deceleration. She also asked for quantification of the Q4 security incident's impact and related investment spending.

    Answer

    CEO Bryce Maddock explained that the strong Q1 guidance reflects a solid start to the year despite a $15 million sequential headwind, and the full-year guidance of 10-13% growth has potential upside. Regarding the security incident, he stated that its impact, combined with growth investments, accounted for the 'few million dollar' Q4 EBITDA miss. He confirmed millions will be invested in both AI and security, which is factored into the 2025 guidance.

    Ask Fintool Equity Research AI