Sign in

You're signed outSign in or to get full access.

John Aitken

Research Analyst at Jefferies

John Aitken is an equity research analyst at Jefferies focused on the financial sector, particularly Canadian banks and related financial institutions. Publicly available information suggests he has participated in earnings calls and media commentary on major Canadian banks, but detailed third-party performance metrics, rankings, and a full historical track record are not comprehensively disclosed. His broader career timeline, including prior firms, exact start dates, and progression through roles, as well as formal securities licenses and other professional credentials, are also not fully accessible from open sources. As a result, only a partial professional profile can be constructed from public materials, and any more granular claims about his success rates, returns, or regulatory registrations would be speculative.

John Aitken's questions to CANADIAN IMPERIAL BANK OF COMMERCE /CAN/ (CM) leadership

Question · Q4 2025

John Aitken asked for a deeper look into CIBC's expenses, specifically inquiring which segments are expected to have greater or lesser operating leverage in 2026 given ongoing investments in platforms and technology, and whether overall technology spend is accelerating, leveling off, or staying the same.

Answer

Rob Sedran (CFO, CIBC) explained that while all businesses are asked for positive operating leverage, Capital Markets might find it harder in 2026 due to its strong performance in 2025, emphasizing management at the all-bank level. Regarding technology spend, he stated it needs to continue to grow, requiring ongoing investment in AI and workforce reshaping, especially with a robust revenue environment, assuring that investments are smart and purposeful.

Ask follow-up questions

Fintool

Fintool can predict CANADIAN IMPERIAL BANK OF COMMERCE /CAN/ logo CM's earnings beat/miss a week before the call

John Aitken's questions to BANK OF NOVA SCOTIA (BNS) leadership

Question · Q4 2025

John Aitken asked about the nature of increased domestic retail formations and 90-day+ mortgage delinquency in Canada, questioning if it signals underlying weakness or seasonality, and sought insight into the potential for a rebound in Canadian commercial performance.

Answer

Chief Risk Officer Phil Thomas clarified that Canadian retail mortgage delinquencies, though up in the GTA, are not systemic due to strong FICO scores and low LTVs, with expected normalization of Gross Impaired Loans (GILs) in late 2026. He also noted normalized commercial GILs and PCLs, anticipating flat performance for 2026.

Ask follow-up questions

Fintool

Fintool can predict BANK OF NOVA SCOTIA logo BNS's earnings beat/miss a week before the call