Jon Peace's questions to Julius Baer Group (JBAXY) leadership • Q2 2022
Question
Jon Peace of Credit Suisse sought clarification on the full-year cost-to-income target, asking if "mid-60s" meant sub-67% or something more optimistic. He also inquired about the mechanics of the share buyback program, particularly if the CET1 ratio ended the year close to the 14% threshold.
Answer
CFO Evie Kostakis clarified the cost-to-income target is to be below 67%, in line with the 2020-22 strategic goals. Regarding the share buyback, she explained that the execution timing is linked to the capital level; a year-end CET1 ratio of 14.5% or 15% would likely lead to a faster buyback over a shorter period rather than no buyback at all.