Jordan Gendt's questions to Third Coast Bancshares Inc (TCBX) leadership • Q2 2025
Question
Jordan Gendt of Stephens Inc. inquired about Third Coast Bancshares' appetite for future securitizations and its expectations for Return on Average Assets (ROA) for the remainder of 2025.
Answer
CFO R. John McWhorter stated that while several securitization deals are in early-stage discussions, none are specifically forecasted for the rest of 2025, with one looking likely for Q1 2026. Regarding profitability, McWhorter projected that the ROA for the upcoming quarters would likely be in the 1.25% to 1.30% range.