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    Jordan Ghent

    Senior Research Associate at Stephens Inc.

    Jordan Ghent is a Senior Research Associate at Stephens Inc., specializing in equity research coverage of regional banks in the Southern United States. He has actively covered companies such as Third Coast Bancshares Inc. and Bank OZK, providing in-depth financial analysis and insight on their quarterly performance calls, though specific public performance rankings or returns are not documented. Ghent began his analyst career at Stephens in November 2020 and holds a B.S. in Financial Economics from Brigham Young University-Idaho and an M.S. in Finance from The University of Utah. His professional credentials include advanced finance education, though securities licensing and FINRA-specific registrations are not publicly confirmed.

    Jordan Ghent's questions to SIMMONS FIRST NATIONAL (SFNC) leadership

    Jordan Ghent's questions to SIMMONS FIRST NATIONAL (SFNC) leadership • Q2 2025

    Question

    Jordan Ghent from Stephens Inc. asked if the growth in unfunded commitments points to stronger loan growth ahead and requested commentary on the minor increase in classified assets during the quarter.

    Answer

    President Jay Brogdon confirmed that rising unfunded commitments, particularly with a growing C&I mix, signal future loan growth potential. Regarding credit, he noted the uptick in classifieds was not indicative of a broader trend, stating that underlying credit metrics remain stable and are normalizing, with positive trends in leading indicators like past-due loans.

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    Jordan Ghent's questions to Hilltop Holdings (HTH) leadership

    Jordan Ghent's questions to Hilltop Holdings (HTH) leadership • Q1 2025

    Question

    Jordan Ghent from Stephens Inc. focused on expenses, asking how much of the improvement in the full-year expense guidance was attributable to the one-time insurance recovery. He also requested a forward-looking run rate for the fixed component of expenses.

    Answer

    William Furr (executive) clarified that the improved expense guidance was not primarily due to the insurance recovery but rather the result of broad, ongoing optimization and efficiency efforts across the organization. For a run rate, Furr directed attention to the presentation materials, suggesting that quarterly expenses, other than variable compensation, are expected to remain in the $185 million to $190 million range, consistent with recent quarters after adjusting for one-time items.

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    Jordan Ghent's questions to SOUTHSIDE BANCSHARES (SBSI) leadership

    Jordan Ghent's questions to SOUTHSIDE BANCSHARES (SBSI) leadership • Q4 2024

    Question

    Jordan Ghent of Stephens Inc. asked for expectations on the securities book yield, whether Q4's high fee income is a sustainable run rate, and the company's appetite for share buybacks.

    Answer

    CEO Lee Gibson stated he expects the securities yield to recover towards Q3 levels after a Q4 dip caused by rapid prepayments on premium mortgage-backed securities, which have since been restructured. He clarified that Q4's high swap fee income is not a sustainable run rate and the bank is budgeting for a lower amount in 2025. Regarding buybacks, Gibson noted the bank is not planning to be active, preferring to retain cash to maintain flexibility for its subordinated debt coming due at year-end.

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    Jordan Ghent's questions to Third Coast Bancshares (TCBX) leadership

    Jordan Ghent's questions to Third Coast Bancshares (TCBX) leadership • Q4 2024

    Question

    Jordan Ghent asked about the company's hiring plans for 2025 and its expectations for the number of Federal Reserve rate cuts during the year.

    Answer

    Executive Bart Caraway stated that the hiring strategy remains 'selective and surgical,' with plans to potentially add one or two more bankers in 2025 while also being opportunistic for exceptional talent. Regarding Fed rate cuts, Executive John McWhorter explained that the company is 'somewhat indifferent' due to its well-matched asset and liability sensitivity. Bart Caraway added that rate volatility, in either direction, presents an opportunity for the bank to capitalize on, making change more beneficial than a static rate environment.

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