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    Joseph Tumillo • Bank of America

    Joseph Tumillo is an Equity Research Associate at Bank of America, specializing in equity research within the financial services sector. While specific companies under his direct coverage, historical performance metrics, and rankings on platforms like TipRanks are not publicly available, his role indicates a focus on supporting senior analysts in generating research and investment ideas. His career at Bank of America is confirmed, but there is no evidence of prior firms, major career transitions, or notable industry recognition in the available data. Information regarding FINRA registration or professional securities licenses for Joseph Tumillo could not be determined from public sources.

    Joseph Tumillo's questions to Kinsale Capital Group Inc (KNSL) leadership

    Joseph Tumillo's questions to Kinsale Capital Group Inc (KNSL) leadership • Q2 2025

    Question

    Joseph Tumillo asked about the current bind-to-submit ratio and its stability, and sought management's view on the competitive cycle for MGAs, given their high loss ratios.

    Answer

    President & COO Brian Haney confirmed that the bind-to-submit ratio has remained relatively stable. On the topic of MGA competition, Chairman & CEO Michael Kehoe declined to speculate on the market cycle, stating, 'We don't really have an opinion on that... we'll leave that in your capable hands.'

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