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    Jung Joon seok

    Vice President and Research Analyst at Mirae Asset Securities

    Jung Joon seok is a Vice President and Research Analyst at Mirae Asset Securities, specializing in coverage of the Korean entertainment and media sector. He has analyzed and reported on key companies such as CJ E&M, providing detailed investment outlooks with actionable targets and return estimates, and is known for maintaining high standards of research accuracy in industry reports. With a career at Mirae Asset Securities dating back several years and prior experience contributing to leading industry research, Jung Joon seok is recognized for thorough sector knowledge though his specific TipRanks rankings and exact performance statistics are not publicly disclosed. He holds professional analyst registration credentials in Korea, underpinning his credible standing in securities research.

    Jung Joon seok's questions to KB Financial Group (KB) leadership

    Jung Joon seok's questions to KB Financial Group (KB) leadership • Q2 2025

    Question

    Jung Joon seok from MA Securities inquired about the potential for changing the shareholder return mix (from buybacks to cash dividends) as the PBR improves, asking about the timing and triggers for such a policy shift. He also asked how government measures to control household debt would impact the bank's loan growth guidance for the year.

    Answer

    A representative stated that KB Financial Group is 'seriously considering a change in this mix' as the PBR improves, noting the trigger would be a sustained rerating rather than a specific PBR figure. The Bank CFO then addressed loan growth, revising the outlook for household loans to around 3% growth due to government controls, while targeting 6-7% growth in corporate loans to maintain the overall annual bank loan growth target of 4-5%.

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    Jung Joon seok's questions to KB Financial Group (KB) leadership • Q2 2025

    Question

    Jung Joon seok from Mirae Asset Securities inquired about potential changes to the dividend and buyback mix as the PBR approaches 0.8x, and asked how government controls on household debt would impact the bank's annual loan growth guidance.

    Answer

    A KBFG representative stated the company is 'seriously considering' adjusting the shareholder return mix towards higher cash dividends as PBR improves. The Bank CFO addressed loan growth, maintaining the 4-5% annual target. They anticipate household loan growth will slow to around 3% due to regulations, which will be offset by a targeted 6-7% growth in high-quality corporate loans.

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