Ken Worthington's questions to Circle Internet Group (CRCL) leadership • Q2 2025
Question
Ken Worthington from JPMorgan Chase & Co. asked about the competitive dynamics between Circle's CPN and other payment networks like Coinbase/Shopify, and inquired about the company's strategy for using its stock for M&A post-IPO.
Answer
Chairman, CEO & Co-Founder Jeremy Allaire stated that Circle maintains a market-neutral "big tent" approach, viewing integrations like Shopify using USDC via Coinbase as positive for the entire network's utility. On M&A, he noted Circle prefers organic growth but will selectively acquire teams and IP that fit its integrated platform strategy, citing recent small acquisitions related to ARC and blockchain privacy.