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    Kevin RothBlack Maple Capital

    Kevin Roth is a Senior Portfolio Manager at Black Maple Capital, specializing in sourcing investment ideas, portfolio allocation, and research—leveraging over 27 years of experience in distressed debt, special situations, and high-yield financial credits. He has covered a range of companies during his tenure, notably managing stressed and defaulted corporate and municipal bonds at Allstate Insurance and overseeing alternative investments and CLO portfolios, though specific public company names are not disclosed. Beginning his career at Ernst & Young, Roth has held key positions at Stark Investments and its spin-out, and contributed to more than $1 billion in real estate transactions before joining Black Maple Capital in 2014. He holds a BBA from the University of Wisconsin, an MBA from the University of Chicago Booth School of Business, is a Certified Public Accountant, has held dormant securities and real estate brokerage licenses, and has served on boards across banking and energy sectors.

    Kevin Roth's questions to Old Second Bancorp Inc (OSBC) leadership

    Kevin Roth's questions to Old Second Bancorp Inc (OSBC) leadership • Q4 2024

    Question

    Kevin Roth of Black Maple Capital asked about the geographic focus for loan originations and whether the bank's strategy has changed, particularly regarding underwriting risks in markets like California and Florida.

    Answer

    Executive James Eccher explained that while the primary focus remains the Chicago MSA, the bank operates nationwide lending verticals like sponsor finance and healthcare. He confirmed they closely monitor regional risks and have pulled back from certain opportunities, such as assisted living facilities in markets like California and Florida, based on that analysis.

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