Larissa Van Deventer's questions to PRUDENTIAL (PUK) leadership • H1 2025
Question
Larissa van Deventer of Barclays inquired about the key drivers behind management's confidence in reaching a capital generation inflection point and the primary risks to achieving the 2027 objectives. She also asked about the potential for further new business profit margin improvement, given the current gap with a key competitor.
Answer
CEO Anil Wadhwani attributed confidence to strong H1 results, a focus on quality business, and a balanced distribution model, while acknowledging agency challenges in Malaysia and Vietnam. CFO Ben Bulmer detailed a four-part strategy for margin improvement, including repricing, leveraging scale, enhancing the health and protection mix, and improving agency contribution.