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Ling Tan

Research Analyst at ICBCI

Ling Tan is a Research Analyst at ICBC International (ICBCI), specializing in the financial technology and digital services sector with a focus on emerging market companies. They have notably covered companies such as Pintec Technology Holdings, engaging directly in earnings call discussions and contributing sector-specific analysis. Ling Tan's career at ICBCI began in a research capacity, and while detailed prior experience and industry rankings or quantitative track records are not publicly available, their professional activity includes direct analyst interaction with listed firms. Information regarding licenses, registrations, or third-party performance recognition has not been documented in public sources.

Ling Tan's questions to Pintec Technology Holdings (PT) leadership

Question · H1 2020

Ling Tan from ICBCI asked for the outlook on revenue growth and profitability for the second half of 2020, noting the company's shift from historical profitability to a net loss of approximately RMB100 million.

Answer

CFO Steven Sim attributed the loss to the COVID-19 outbreak's impact on business activity, particularly in the travel sector, and a conscious strategic shift towards long-term SaaS-based technical services over lending. While not providing specific guidance, he stated the company has optimized its structure, cut costs, is well-positioned for recovery, maintains a healthy financial position, and is generating positive cash flow.

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