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    Manuel [Analyst]Metropolitan Bank and Trust Company

    Manuel [Analyst]'s questions to PLDT Inc (PHI) leadership

    Manuel [Analyst]'s questions to PLDT Inc (PHI) leadership • Q2 2025

    Question

    Manuel of Metro Bank asked for guidance on the company's refinancing activities for maturing debt and whether to anticipate an increase in interest rates.

    Answer

    Leo Posadas, SVP & Treasurer, acknowledged that current benchmark rates are high but explained that PLDT has successfully negotiated for tighter spreads. He added that the company is strategically using long-term, floating-rate facilities priced at the shorter end of the curve to position itself to benefit from anticipated declines in central bank interest rates.

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