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    Manuel [Last Name Not Provided]Metro Bank

    Manuel [Last Name Not Provided]'s questions to PLDT Inc (PHI) leadership

    Manuel [Last Name Not Provided]'s questions to PLDT Inc (PHI) leadership • Q2 2025

    Question

    Manuel from Metro Bank asked for guidance on PLDT's debt refinancing activities, specifically questioning whether the company anticipates an increase in interest rates on its maturing debt.

    Answer

    Leo Posadas, SVP & Treasurer, acknowledged that current interest rates are high but explained that PLDT is mitigating this by negotiating narrower spreads with lenders. He added that the company is utilizing long-term facilities with floating rates tied to the shorter end of the curve to capitalize on potential future declines in central bank rates.

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