Marcelo Mischari's questions to Itau Unibanco Holding SA (ITUB) leadership • Q2 2025
Question
Marcelo Mischari from Bradesco pointed out that the credit portfolio growth guidance seems to be the most at risk and asked for the drivers that give management confidence in meeting it. He also inquired if a higher dividend payout could be expected for the year.
Answer
President & CEO Milton Maluhy Filho acknowledged the challenge but reaffirmed the guidance, stating it remains the bank's best estimate, though it depends on macro factors and demand. On dividends, he said it's too early to commit but highlighted the very solid pace of capital generation. He indicated that an additional payment is likely, following the same logic as the previous year, after assessing growth needs and regulatory impacts.