Sign in

Marianne

Research Analyst at Morgan Stanley

Marianne Lake is Co-CEO of Consumer & Community Banking at JPMorgan Chase, previously serving as Chief Financial Officer and Chief Executive Officer of Consumer Lending. She covers major financial sector companies and has a proven record of driving growth, operational rigor, and strategic transformation within the firm. Since joining JPMorgan Chase in 1999, she has held various senior leadership positions, building expertise across investment banking, finance, and consumer businesses. Marianne is a Chartered Accountant and holds additional securities qualifications, consistently being recognized among top leaders in the financial industry for her impact and innovation.

Marianne's questions to ZEBRA TECHNOLOGIES (ZBRA) leadership

Question · Q3 2025

Marianne (for Meta Marshall) asked about the impact of pricing actions related to tariffs on customer demand. She also requested a breakdown of how the OBBBA tax bill is expected to affect Zebra's effective tax rate and cash taxes going forward.

Answer

CFO Nathan Winters stated that pricing actions yielded a nice benefit, increasing the expected annual benefit to $60 million (or one point of growth), and had no dramatic impact on demand, as pricing was in line with competitors. For the OBBBA tax bill, he explained an expected $50-$60 million reduction in cash taxes this year due to R&D amortization, with over $200 million in incremental cash benefit over the next two years. The effective tax rate is expected to increase to 18% due to new permanent rate effects and income shifts, but with a larger benefit from lower cash taxes.

Ask follow-up questions

Get Instant Answers from SEC Filings & Earnings Calls

Ask complex financial questions and get precise answers in seconds. Fintool scans millions of documents to surface insights beyond timely human analysis.

Search across 8,000+ companies
Access millions of SEC filings & transcripts
Get answers cited to the source
Try Fintool for Free

Trusted by leading investment firms and analysts