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Marta Romero

Research Analyst at Citigroup Global Markets Holdings Inc.

Marta Sánchez Romero is an analyst at Citigroup specializing in the coverage of Iberian financial institutions, with a focus on major companies such as CaixaBank. She has contributed notable sector insights and is listed among the leading analysts covering high-profile Spanish banking groups. Romero began her career in financial services before joining Citigroup, where she has built expertise recognized by institutional research listings as of 2025. She holds professional credentials relevant to equity research and analysis, with her work supporting both global and regional investors in banking equities.

Marta Romero's questions to CAIXY leadership

Question · Q1 2024

Marta Romero sought clarification on whether extraordinary capital distributions could be announced in 2024, if higher provisions could be offset by a lower cost of risk, and the status of litigation with Coral Homes and MAPFRE.

Answer

CEO Gonzalo Gortázar confirmed the bank expects to announce extraordinary distributions during 2024 to advance its €12 billion capital return plan and sees no material impact from current litigation. CFO Javier Pano stated there is a 'chance' the provision delta could be offset by a better cost of risk but did not commit, noting other P&L lines could also help.

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