Mason's questions to Shinhan Financial Group Co Ltd (SHG) leadership • Q4 2024
Question
Mason from an unknown firm noted the 13.03% CET1 ratio and asked about the risk of further deterioration, plans for more effective RWA management, and the size of the RWA buffer.
Answer
Group CFO Sang-Hyuk Jung expressed confidence in achieving a 13.1% CET1 ratio, citing positive factors in Q1 and contingency plans like IB asset sell-downs. The Group CRO added that they are optimizing the portfolio for high-quality growth and are preparing tools like asset securitization and credit risk transfer transactions to actively manage and reduce RWA if necessary.