Question · Q4 2025
Matheus Guimarães asked for an update on the expectations regarding the replenishment of the Credit Guarantee Fund (FGC) in 2026, particularly in light of the Banco Master event.
Answer
CEO Mario Roberto Opice Leão stated that the replenishment of the FGC is being designed in coordination with the Central Bank and National Monetary Council, with banks providing input. He anticipates a short-term replenishment, possibly in February, to cover the volume that exited due to the Banco Master event and its derivatives. He expects a linear replenishment respecting banks' deposit proportions, potentially involving an anticipation of future flow or marginal contributions. He emphasized the critical need to improve FGC rules to prevent similar cases in the future.
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