Matías Cattaruzzi's questions to Macro Bank (BMA) leadership • Q2 2025
Question
Matías Cattaruzzi from Adcap Grupo Financiero questioned the feasibility of the full-year 2025 guidance for loan and deposit growth, given the pace in the first half. He also asked about the bank's stance on M&A activity and the expected future mix of loan growth between consumer and corporate segments.
Answer
CFO Jorge Francisco Scarinci stated that while Q3 may see some volatility, the bank anticipates a pickup in Q4 as macroeconomic conditions normalize, allowing it to reach its 60% loan growth and 30% deposit growth targets for 2025. On M&A, he confirmed that Banco Macro is always open to analyzing potential targets but has nothing on the table currently. Regarding loan mix, Scarinci affirmed the bank will maintain its universal banking policy, pursuing both commercial and consumer lending with equal appetite, albeit with more conservative underwriting in the current environment.